About

Licensed Money Lender

We provide reasonable interests rates for personal loans and pay day loans. We likewise intend to supply problem-free and simple to comprehend personal loan services for our their clients. As soon as all the files and agreements are total at the point of registration as stipulated by law, we process the loans on the area to guarantee you get your loans quickly in accordance with the law.
With a transparent and clear prices (interest rate) structure in place, we have various flexibile repayment choices and customise your loans for your individual requirements.
We value honesty, fairness and openness in our business negotiations and our conditions and terms are simple without any small prints.
We are licensed in Singapore as legal money lenders and you might have a few of the questions listed below:
Exactly what must I think about prior to using up a loan?You are legitimately bounded to honour the agreement and contract with any licensed money lender. You are advised on consider the responsibilities thoroughly prior to you become part of one.
Just how much can I borrow?

For secured loans, you can obtain a loan of any amount of money. For unsecured loans, you can acquire: Up to $3,000, if your yearly income is less than $20,000; Up to 2 months’ income, if your annual income is $20,000 or more but less than $30,000; Up to 4 months’ earnings, if your yearly earnings is $30,000 or more but less than $120,000; andAny quantity, if your annual income is $120,000 or more.
Exactly what are the rate of interest lenders can charge?

If your annual income is $30,000 and below, the interest rate for both secured and unsecured loans is topped at:13 per-cent Effective Interest Rate for safe loans; and20 per-cent Effective Interest Rate for unsecured loansIf your yearly income is $30,000 or more, the caps above are not appropriate and interest rate is to be decideded upon in between the lender and the borrower.
Exactly what are the costs that lenders can charge?Please kindly contact us for the legal terms and conditions on the arrangement
How do I understand whether a lender is licensed or not?

Please kindly examine with our on the details for license as needed throughout your loan application
What should I do after being granted a loan?

You ought to honour the agreement and arrangement you became part of with us and make prompt payments just as you would with any banks such as a bank

We provide reasonable interests rates for individual loans and pay day loans. We likewise aim to offer simple and problem-free to comprehend personal loan services for our clients. When all the agreements and files are total at the point of registration as specified by law, we process the loans on the area to guarantee you get your loans quickly in accordance with the law.

Pay Day Loan

A Pay Day Loan normally has a short loan term and upon approval (based on Singapore’s policies on Money Lending), you can typically get cash on the area.
As licensed money lenders sanctioned by the Monetary Authority of Singapore, we provide customised and flexible repayment techniques by means of Pay Day Loans.
We understand that you might not have great credit ratings and you may be unable to obtain a loan from the banks– over here we can help you with your brief term funding requires by ways of a pay day loan.
All of us have unexpected scenarios thrown at us and having no access to traditional banks, facing that monetary problems can be tough. It is also hard to obtain from loved ones and good friends.
Over here, we pride ourselves as having the ability to aid those in requirements of short-term cash with our versatile loans.
Get in touch with us for more aid with regards to your needs on Pay Day Loan!